Problem:

The buyers stretched to purchase a home in a very desirable area in the "Heights". Part of his acquisition plan was to do considerable upgrading with sweat equity. However, both learned their vision exceeded both their skills and available time. They didn't want to live in a "construction zone" for the months/years it might take to make the house the way they wanted it to be. Since they had stretched to buy the house, they were unable to qualify for any more bank financing at this time (credit was good, just amount financed was a lot).

Solution:

HE structured a renovation plan that starts wit a series of monthly "projects" which breaks tasks into smaller steps. Each step is designed to be achievable within a day or so, and produce visible results when completed. Many plans had the owners providing assistance in execution, for which they receive a "credit"/reduction in fees that reflect the value of their efforts. This also broke down the costs into smaller monthly chunks, which they could afford and budget for and allows them to improve the home while waiting for their ability to afford bank financing to recover.